Most
people, at some point in their lives, have dreamt of falling into
oodles of money. I have no statistics to back this up and I’m basically
pulling this assertion out of a deep cave that knows no sunlight. My
butt. I’m talking about my butt.
It
seems like a pretty safe assumption though, because with few exceptions
-- priests who take a vow of poverty, people in comas -- folks need
cash. They crave it. The more of it they have, the more they can
indulge in frivolous things, and frivolous things are exciting precisely
because they’re so unnecessary. A gold-plated pocket watch with GPS
tracking and a pre-installed app that remotely activates
your pasta machine? Oh, the extravagance!
That’s
where get-rich-quick schemes come in. The evil masterminds who concoct
these scams know that people are greedy, and they prey on that
greed because they’re bursting with greed themselves, practically
exploding with it. They’re also opportunistic. You see some of these
varmints on late-night infomercials, promising riches in exchange for
simple actions. Signing up for their websites, buying
their books, filling out some paperwork. They’d have you believe that
raking in a fortune requires no more than a click of your mouse or a
flick of your pen. If that were true I’d by lying on a beach right now,
sipping piña coladas with the U.S. women’s Olympic
volleyball team. I’d also have one of those pocket watches. Admit it,
they sound pretty cool.
What strikes me is how ridiculous a lot of these schemes tend to be. Each is more outlandish than the last.
Exhibit
A is the so-called “Greatest Vitamin in the World.” An annoying little
hobbit named Don Lapre runs this particular scam. Lapre is about
as subtle as a baseball bat to the groin, and claims that this miracle
vitamin can cure all sorts of things, from heart disease to cancer.
Cancer! Holy crap! Someone alert Johns Hopkins!
Too
bad the pills can’t cure gullibility. Lapre invites you to pay him $35,
and for that initial investment he claims you’ll have the opportunity
to make millions, because that cash buys you one of his websites -- so
you, too, can sell the vitamins. If 20 people buy vitamins from the
website in a given month, he pays you $1,000 for that month, or so he
says. In reality, you get a crummy website that
no one visits, selling pills the Food and Drug Administration has
publicly derided as being fraudulent. But not to worry! Lapre will sell
you marketing assistance for just a few thousand dollars, and … yeah,
you can see where this one is going.
It’s
crafty, you have to give him that. It’s devious and deceptive and lots
of other bad D-words, but it’s crafty. Not like Matthew Lesko,
who’s downright lazy.
If
you were watching television in the early-to-mid-2000s you probably saw
Lesko bouncing across your screen in his sparkling question-mark
suit, screaming about how the U.S. government is giving away free money
(“And you, too, can get in on the action!”). All you had to do, he
shouted, was buy his book, which contained troves of secret government
programs that could be leveraged by simply filling
out a few basic forms. When you’re watching basic cable at 1 a.m.
I suppose a man like Lesko can be persuasive, especially when all else
is quiet and he’s hollering at a volume that could crack plastic. But,
as is usually the case with hucksters, the only
person who stands to get rich is Lesko himself.
The
book, you see, can be divided into two main categories: “This Doesn’t
Apply To Me,” and “Duh.” In the “Duh” category are well-known public
assistance programs like unemployment insurance and food stamps -- not
exactly the sort of programs that’ll have you diving headfirst into a
solid gold money bin. Not exactly secret, either. In the “This Doesn’t
Apply To Me” category are a bunch of obscure
programs that apply primarily to other government agencies, not
individuals. And there’s a kicker. Lesko admits that he just copied and
pasted a book he ordered from the government and then sold it to the
unwitting masses.
It’s
not surprising that his product would be a massive ripoff. Even his
appearance is stolen; everyone knows that a brightly-colored suit
dotted with question marks is the uniform of comic book supervillian
The Riddler. At least he and The Riddler actually share something in
common -- both are begging for an epic beatdown at the hands of Batman.
I’d pay Lesko’s asking price for his book just
to see the Dark Knight pound him into dust.
People
fall for this stuff, obviously, because whenever one of these scams
fades away, another crawls out of the sewer to replace it. And it’s
not just greed that these con men exploit. It’s desperation. Folks are
hurting, there will always be
folks who are hurting, and it’s a black eye on human nature that there
will always be people ready to take advantage of that. It’s
fun to laugh at a Lapre or a Lesko because, let’s face it, they’re
cartoon characters with schemes that would make a Bond villain blush.
But they make their living by duping others. Not cool. The sparkliest
suit can’t make that look good.
Luckily,
there’s a way to address this -- to put an end to these evil plots once
and for all. I’d tell you what it is, but the space I have
here is far too limiting, so I’ll tell you what. I’ve got this book,
see -- it’s called “Great Expectations,” and totally wasn’t written by
some other dude -- and all of the answers are contained within. Send me a
check for $100 and I’ll send you a copy of
the book, and then you, too, can be free from all dishonesty and
deception. It’s easy! The benefits will last you a lifetime!
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